Welcome to Kevin Bradley - Insurance in Panama
Friday, May 22 2015 @ 05:57 AM EDT

Email Article To a Friend View Printable Version

Contact Info for Carmen, Kathia and Kevin

About UsKevin and the English speaking team are service representatives of the Ducruet Insurance Agency. If you need coverage for a Corporation or as an Individual, Kevin, Carmen, Urania and Kathia are standing by to help with all your Panama insurance needs

Our location (DUCRUET) is in San Fransisco, near the end of Calle 50, turn left just BEFORE the light at Via Porras on calle 77E, shares corner with the Deli Gourmet, directly across from BANISTMO.

Here's a map to our office:

http://www.panama-guide.com/article.php/20070807110352369

To serve you better, our telephone numbers listed below are DIRECT lines. If we do not answer, we are away from the desk or if the call goes to voice mail, we may be talking on the line - leave a message or try again later.

Our contact info is:

* Kevin = kevin@ducruet.com 6674-1063 cel. 322-1603 direct
* Carmen = cdunkley@ducruet.com 6613-1063 cel. 322-1605 direct
* Kathia = kmartinez@ducruet.com 322-1612 direct

Kevin - Skpe name: kbradley23

IMPORTANT NOTE: When writing to us remember, It's ducr"U"et don't forget the second "u" in your emails!
Email Article To a Friend View Printable Version

Panama Health Insurance

Health InsuranceAccidental Injury or illness in a country far from home can be a very scary experience. If you are without proper health insurance or cannot demonstrate ability to pay at a local hospital, it can mean the difference between life and death. Imagine lying on a stretcher in the hallway, waiting for treatment, while proof of liquidity is confirmed.....many Expats have paid the ultimate price! Excellent Health Insurance coverage is available to protect you in the Republic of Panama.

High quality hospitals, physicians and medical facilities are available in Panama. Most doctors have been trained in the USA, Canada or Europe and speak English. Be Prepared! Private hospitals and medical professionals expect to be paid and will require some guarantee of payment before treatment. It is not uncommon for medical care to be denied by private hospitals. Without financial resources (cash/credit cards) or proper health insurance coverage, you may find yourself transferred from their hospital to a Panama government facility. The public hospitals are adequate, but Panamanian citizens will have priority over your treatment.

If you have an existing "Home of Origin" health insurance, some of these carriers from the USA, Canada and Europe MAY provide coverage for emergencies while traveling.

More...
Email Article To a Friend View Printable Version

Is a Panama "Waterspout" covered?

Fire InsuranceWith the occurrence of a large "Waterspout" in the vicinity of Punta Paitilla/Pacifica on Christmas Day several years ago, I was asked to express an opinion about the coverage available in the average Panama Fire policy.

If your policy has "extended coverage", the "windstorm" optional risk should pay for damages caused by wind (vendaval), Hurricane (Huracan), Tornado, or Waterspout (Tromba Marina). Driving down Via Brazil that afternoon, I couldn't believe my eyes as I witnessed the"monster" move near Paitilla, see the collection of pics below taken by Mike Horrell.

Here are some pics of that incident:

https://www.flickr.com/photos/45542507@N04/sets/72157650073953654/

For all coverage to protect your property call Carmen 322-1605 cdunkley@ducruet.com or call Kevin 6674-1063
Email Article To a Friend View Printable Version

Are you driving illegally in Panama? Do you lend your vehicle to friends or family?

Automobile InsuranceSeveral insurance clients have communicated to me that the Panama Transito police have stopped them for an infraction or at one of the frequent roadblocks and asked them to provide various documents. In some cases, such as failure to produce a "valid" drivers license, the vehicle was impounded!

Are you driving with a "valid drivers license?

More....
Email Article To a Friend View Printable Version

Panama Burial at Sea!

General Panama InfoThis is an article written by Larry Shane, Acting Bocas Warden for the US Embassy in Panama:

You will die. Unfortunately, all of us, presently, do. You should choose the final arrangements for your body, in advance. This is not a burden you should leave to others to decide and handle for you. You likely have personal, religious, cultural, environmental, legal concerns regarding your disposal. Follow your concerns.

More.......
Email Article To a Friend View Printable Version

Auto Accident in Panama?

Automobile InsuranceStanding in the middle of the road under the blazing sun or in pouring rain, horns beeping, traffic backing up.......all because you have just had a collision on the streets of Panama! BE PREPARED!

Here the basic procedures to follow after an automobile accident in the Republic of Panama. Based on my experience, interviews with Transito Police and Insurance Company Claims Adjusters, I would like to pass on the following suggestions.

More...
Email Article To a Friend View Printable Version

Texting while Driving Killing More teenagers than DUI

Automobile InsuranceAccording to Angel Reyes, III, of RB&R:

Texting while driving now kills more teenagers than driving while intoxicated. Over 3,000 teens died in 2013 while they tried to send a text message when they were behind the wheel of a car. Approximately 2,700 teenagers died as the result of driving while intoxicated.

The Centers for Disease Control recently conducted a study, in which almost half of teenagers admitted to texting while driving.

Teens who admitted to sending and receiving text messages while behind the wheel also reported engaging in other risky behaviors as well. This includes driving under the influence of alcohol. Teenagers who texted while driving were five times more likely than others to drive after drinking. Young people engaging in the risky behavior were also found to be more likely to not wear seat belts.

In 2011, at least 23 percent of automobile accidents involved cell phones, totaling 1.3 million auto accidents over the course of a single year.

Teenagers are often more...
Email Article To a Friend View Printable Version

How Long Will You Live?

About UsInteresting calculator from Northwest Mutual to give you an idea of how much time you may have left:

http://media.nmfn.com/tnetwork/lifespan/#0
Email Article To a Friend View Printable Version

"Roadside Assistance" Stickers!

Automobile InsuranceMost every company issuing auto insurance in Panama offers emergency roadside attention for accidents and breakdowns.

The purpose of this article is to remind everyone who drives in our very "special" traffic to put the Roadside Assistance stickers on their windshields. If you suffer a mechanical breakdown, flat tire or collision. With the emergency Tel number easily in view, a call to your insurance company's "asistencia vial" service will bring help. Be sure to keep a copy of your auto policy in the vehicle, the company operator will ask for the policy number.

READ MORE and print this article!

MORE...

Email Article To a Friend View Printable Version

Panama Auto Ins. How to Apply?

Automobile InsuranceWe can cover your new car before you put the key in the ignition! In order to issue an automobile insurance policy, we will need the following information:

1. Year, make, model and $$$ value of vehicle-if you wish full coverage (Proforma Invoice helps).
2. Name of insured (Owner) and additional drivers? Is the policy to be issued in your name or that of a Corp. or Foundation?
3. Car registration, Copy of Passport, Ced, Divers license and residence address.
4. Tel #, Cel#, email address?
5. Vehicle inspection (at our office or ins. company), if it is a used auto. No inspection necessary if vehicle is new.

¨Persona Natural¨ form (if property is in your name) or Persona Juridica form (completed by legal rep. of Corp.). This is an "anti money laundering" form required for every Panama policy with over $300 premium (more bureaucratic BS that must be kept on file in our office) Fill in the sections identified as ¨Datos Generales¨ and ¨Datos Ocupacionales¨ and sign where it says ¨Firma del Cliente¨. We will be glad to help you complete in the form.