Welcome to Kevin Bradley - Insurance in Panama
Sunday, August 25 2019 @ 02:34 AM EDT

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Panama Cousular Information Sheet on Panama

General Panama InfoMEDICAL FACILITIES AND HEALTH INFORMATION: Although Panama City has some very good hospitals and clinics; medical facilities outside of the capital are limited. When making a decision regarding health insurance, Americans should consider that many foreign doctors and hospitals require payment in cash prior to providing service and that a medical evacuation to the U.S. may cost well in excess of $50,000. Uninsured travelers who require medical care overseas often face extreme difficulties, whereas travelers who have purchased overseas medical insurance have, when a medical emergency occurs, found it life-saving. Some insurance policies also include coverage for sychiatric treatment and for disposition of remains in the event of death. In Panama, most hospitals accept credit cards for hospital charges, but not for doctors' fees.”


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Gary Scott endorses BUPA/Kevin!

Health InsuranceFrom International Financial Advisor Gary Scott's Dec. 12 newsletter "Spotting Trends in Insurance Change":

Change is taking place at an increasing pace. Spotting trends can help us live and invest better. One big change is that many people are changing residences. More and more people choose to live in countries other than where they were born and have lived.

With the current exodus out of USA and Canada, many new residents are coming to Latin America.

Often an important factor in determining whether a person can move abroad is finding good health insurance.  Moving to Ecuador or Panama or wherever and leaving current health insurance behind is a difficult decision. Remember, Medicare does NOT cover you outside the USA. There is a solution!

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What is a deductible?

Automobile InsuranceAlthough your Panama insurance policy is in Spanish, a "deducible" is the amount of money which the insured party must pay before the insurance company's own coverage plan begins. It is practical for insurance companies to include a deductible in their policies to avoid paying out benefits on relatively small claims. A typical Panama auto insurance policy, for example, may carry a $500 deductible for "colision". If the owner of that car accidentally hits another car while parking and both drivers agree the damage is minimal, he or she would pay the $500 repair bill out of his or her own pocket. Insurance companies would not encourage a claim for such minor damages.

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Kevin Speaks at IL Seminar

About UsIt was an honor and a pleasure to be included among the panel of experts at yesterday's IL seminar here in Panama City.

Following our mayor, Juan Carlos Navarro's eloquent welcome to the Expat visitor/attendees, I was invited to speak to the group about "Insurance in Panama". The response was warm, friendly and based on the questions I was asked, this is a very informed group of achievers who have done their homework on Panama.

After my talk, it was my pleasure to personally meet many of the potential new residents/investors. It was a very rewarding afternoon. Our little country is definitely on the move!
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Panama Health Insurance

Health InsuranceBelow you will find a web page describing several local health insurance plans that I believe are acceptable. http://www.amundial.com/es/planes-sal-ind.aspx You should know that local companies change rates and coverage often, so please don't hold me to these as chiseled in stone. Be very careful of "coverage" sold by local hospitals, they are not insurance contracts and these "agreements" may change at the whim of the hospital. They are woefully inadequate for any serious condition and most will only pay up to $15,000 lifetime. Remember, most intensive care facilities are $800.00/day. MORE...
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Kevin is Expat Friendly

TestimonialsFrom EXPATS IN PANAMA "Expat Friendly Businesses"

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Life and Mortgage Insurance in Panama

Life InsuranceIt is my opinion that TERM insurance is the best life insurance for most occasions. While term life insurance rates in Panama are still on the high side, they are considerably lower than Whole Life or Universal Life products.

As part of the Mortgage/loan contract, banks and other lending institutions will require life insurance from a Panama licensed insurance company (will not accept your USA, Canada life policy as a guarantee).

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Automobile Insurance in Panama

Automobile InsuranceAuto insurance in Panama is similar to coverage issued in the USA/Canada and Europe. Protection for Basic third party liability, Medical payments, Collision and Comprehensive/Fire/Theft are available at very reasonable rates.
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About Panama Kevin

About UsBorn and raised in Panama, I have been attending to the insurance needs of the Panama-English speaking community for over 35 years. A graduate of Texas A&M University '69, I am a fully licensed Panama Insurance Broker and a longtime member of the American Chamber of Commerce of Panama and Industry of Panama + National College of Insurance Brokers of Panama. I am also a member of the Elks Lodge 1414 in Balboa and Summit Golf resort.
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Beyond the Extra Step!

TestimonialsJanuary 13. 2005

Grupo Central De Seguros
Centro Comercial
La Colmena, Calle 50
Apartado 7343
Zona 5, Panama

Attn: Kevin Bradley

Beyond The Extra Step,

In December of 2003, I moved to Panama after many visits to this country in the previous two years. After witnessing the traffic in Panama City, I knew I needed automobile insurance before I ever considered getting under the wheel. I approached Kevin Bradley (who came with many high recommendations) regarding my insurance needs. He promptly took care of my needs with adequate coverage at the most competitive rates....