Welcome to Kevin Bradley - Insurance in Panama
Saturday, April 21 2018 @ 11:49 AM EDT

Email Article To a Friend View Printable Version

Panama safety "Get out of a sinking car"!

Automobile Insurancehttp://themindunleashed.com/2017/03/easiest-way-escape-sinking-vehicle-knowing-might-save-life-day.html
Email Article To a Friend View Printable Version

Panama Auto Insurance

Automobile InsuranceIn Panama Auto policies, the "Liability" or "Responsabilidad Civil" portion protects you for damage that your car does to others…damage for which you are legally liable. This coverage pays for bodily injury that you may cause to other persons, as well as, legal defense, cost of bail bonds, and emergency first aid to others.

RC also pays for property damage that you may cause to other vehicles, structures (light post, fences, houses etc.) up to the limits of coverage.

I recommend that my clients carry minimum limits of $25,000 per person that you may injure, $50,000 per accident (you may cause injury to several people) and $25,000 property damage (try not to hit a BMW, Audi or Mercedes) = $25/$50/$25.

My auto limits are $100,000/$300,000/$100,000 limits.

Generally, there are no deductibles associated with "liability" claims.


More.....
Email Article To a Friend View Printable Version

AIG and ASSA!

General Panama InfoThe insurance company ASSA announced Thursday the signing of an agreement to acquire 100 percent of the operations of American International Group (AIG) in Guatemala, Honduras, El Salvador and Panama.

The deal must be approved by regulators in each country. During the closing of the transaction, ASSA and AIG will continue to operate normally.

At present, ASSA has a presence in Panama, Nicaragua, El Salvador and Costa Rica. The deal will allow the company to enter the markets of Guatemala and Honduras.

“ASSA is advancing toward its goal of being the leading insurer in Central America,” said Executive Chairman Eduardo Fábrega.
Email Article To a Friend View Printable Version

Is a Panama "Waterspout" and "Windstorm" covered?

Fire InsuranceWith the occurrence of a large "Waterspout" in the vicinity of Punta Paitilla/Pacifica on Christmas Day several years ago, I was asked to express an opinion about the coverage available in the average Panama Fire policy.

If your policy has "extended coverage", the "windstorm" optional risk should pay for damages caused by wind (vendaval), Hurricane (Huracan), Tornado, or Waterspout (Tromba Marina). Driving down Via Brazil that afternoon, I couldn't believe my eyes as I witnessed the"monster" move near Paitilla, see the collection of pics below taken by Mike Horrell.

Here are some pics of that incident:

https://www.flickr.com/photos/45542507@N04/sets/72157650073953654/

For all coverage to protect your property call Carmen 322-1605 cdunkley@ducruet.com or call Kevin 6674-1063
Email Article To a Friend View Printable Version

Are you driving illegally in Panama? Do you lend your vehicle to friends or family?

Automobile InsuranceSeveral insurance clients have communicated to me that the Panama Transito police have stopped them for an infraction or at one of the frequent roadblocks and asked them to provide various documents. In some cases, such as failure to produce a "valid" drivers license, the vehicle was impounded!

Are you driving with a "valid drivers license?

More....
Email Article To a Friend View Printable Version

Panama Burial at Sea!

General Panama InfoThis is an article written by Larry Shane, Acting Bocas Warden for the US Embassy in Panama:

You will die. Unfortunately, all of us, presently, do. You should choose the final arrangements for your body, in advance. This is not a burden you should leave to others to decide and handle for you. You likely have personal, religious, cultural, environmental, legal concerns regarding your disposal. Follow your concerns.

More.......
Email Article To a Friend View Printable Version

Auto Accident in Panama?

Automobile InsuranceStanding in the middle of the road under the blazing sun or in pouring rain, horns beeping, traffic backing up.......all because you have just had a collision on the streets of Panama! BE PREPARED!

Here the basic procedures to follow after an automobile accident in the Republic of Panama. Based on my experience, interviews with Transito Police and Insurance Company Claims Adjusters, I would like to pass on the following suggestions.

More...
Email Article To a Friend View Printable Version

Texting while Driving Killing More teenagers than DUI

Automobile InsuranceAccording to Angel Reyes, III, of RB&R:

Texting while driving now kills more teenagers than driving while intoxicated. Over 3,000 teens died in 2013 while they tried to send a text message when they were behind the wheel of a car. Approximately 2,700 teenagers died as the result of driving while intoxicated.

The Centers for Disease Control recently conducted a study, in which almost half of teenagers admitted to texting while driving.

Teens who admitted to sending and receiving text messages while behind the wheel also reported engaging in other risky behaviors as well. This includes driving under the influence of alcohol. Teenagers who texted while driving were five times more likely than others to drive after drinking. Young people engaging in the risky behavior were also found to be more likely to not wear seat belts.

In 2011, at least 23 percent of automobile accidents involved cell phones, totaling 1.3 million auto accidents over the course of a single year.

Teenagers are often more...
Email Article To a Friend View Printable Version

How Long Will You Live?

About UsInteresting calculator from Northwest Mutual to give you an idea of how much time you may have left:

http://media.nmfn.com/tnetwork/lifespan/#0
Email Article To a Friend View Printable Version

Panama "Roadside Assistance" Stickers!

Automobile InsuranceMost every company issuing auto insurance in Panama offers emergency roadside attention for accidents and breakdowns.

The purpose of this article is to remind everyone who drives in our very "special" traffic to put the Roadside Assistance stickers on their windshields. If you suffer a mechanical breakdown, flat tire or collision. With the emergency Tel number easily in view, a call to your insurance company's "asistencia vial" service will bring help. Be sure to keep a copy of your auto policy in the vehicle, the company operator will ask for the policy number.

READ MORE and print this article!

MORE...