Welcome to Kevin Bradley - Insurance in Panama
Tuesday, September 30 2014 @ 05:53 PM EDT

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BUPA comes to Latin America

Health Insurance Bupa is one of the most experienced insurers providing health insurance products to residents of Latin America and the Caribbean.

With more than 30 years of experience in the market, Amedex and International Health Insurance danmark now join Bupa’s strength and expertise to create one of the largest specialist insurers for the region, with more than 175,000 members from more than 42 countries across Latin America and the Caribbean.

Bupa offers an excellent service proposition to its members in Latin America and the Caribbean, who have access to our doctor-led 24-hour helpline, USA Medical Services. This team helps arrange every aspect of a claim, whether it is a relatively simple day-patient procedure or a major emergency needing an air ambulance. The USA Medical Team can also answer any questions you or your family may have about your condition and planned treatment.

Their main office, based in Miami, is staffed by a highly experienced and professional multilingual team, managing all aspects of the claim process.

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Putting "Insurance" back in Health insurance!

Health InsuranceInteresting article from Forbes about the current state of Health Insurance. Be sure to read the Comments section:

http://www.forbes.com/sites/aroy/2012/05/21/putting-the-insurance-back-in-health-insurance/
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Panama Auto Title Change!

Automobile InsuranceFrom my good friend, Bob Askew............

The auto title change process in Pma is a 3-step process:

Step 1 is a trip (buyer and seller go) to one of the Municipio offices (it's not DMV). The Municipio office in Balboa (old CZ) next to the Niko's Cafeteria is usually convenient and opens early (7 a.m. I think)

Take identity documents (passport if foreigner, or cedula if Panamanian) and (to be safe) 3 copies of each.

Also have the original title doc (Registro Unico de Propiedad Vehicular) and a few copies. Buyer and seller will need to sign the back of old title doc.

Best bring the whole car file of docs. Another document to find is the current vehicle inspection doc (the Revisado) and copies.

There's a copy shop right next to the Balboa Municipio that opens at 8 a.m.

At the Municipio office, take a ticket and wait for your number to be called for their required checks & processing.

Yes, if you care to, you can ask the Municipio guard if he knows a runner to do the whole processing for you ($).

On the documents produced at the Municipio, make sure the buyer's name & ID document number are exactly correct.

The seller's not really needed for step 2 & 3 but the buyer needs to how to get a hold of the seller if there's issues (like unpaid traffic tickets).

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The Most Dangerous States to Drive In

Automobile InsuranceInteresting article detailing fatalities by state, work lost and medical costs as a result of auto accidents:

http://www.foxbusiness.com/personal-finance/2012/05/25/most-dangerous-states-to-drive-in/
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Watch the video - save a life . . .

Health InsuranceLearn Sarver Heart Center's Continuous Chest Compression CPR

http://medicine.arizona.edu/spotlight/learn-sarver-heart-centers-continuous-chest-compression-cpr
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Should I Import My Used Car to Panama Or Buy One There?

Automobile InsuranceI get this question often and have been reluctant to give advice. It can be an easy process or a nightmare.....anything can happen after your favorite used vehicle arrives to Panama! Here is a great perspective:

http://www.panama-guide.com/article.php/20111121145222394
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Explosion in Condo Dos Mares, Panama

Fire InsuranceTwo men were injured recently in an Explosion/Fire at a condo in Bethania. The victims were doing maintenance in the kitchen/laundry area of Apt. 5-A when the gas blew! One is in serious condition, see the La Prensa link here:

http://www.prensa.com/uhora/dos-heridos-por-explosion-en-apartamento-en-dos-mares/34362

You may cover the contents of your apartment with a multi rsik comprehensive policy for less than $75 per year

Visit: http://panamakevin.com/article.php/20050811194944278
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Car Accident in Marbella

Auto ClaimsThe following is the very detailed description of a car accident experienced by one of my clients, from "crash to courthouse". This is a complete account of what you may expect to encounter if you have a minor fender bender on our streets:

My car accident in Marbella

A few weeks ago I was driving to a dental appointment in Marbella when I was sideswiped by another driver. It is a rather unpleasant foreboding experience for a foreigner to have an auto accident in a foreign country so I wish to share my experience with you when you have your accident. Notice I didn't say "if " or "if and when". I said "when". If you do any driving at all in PC you will have an accident. No matter how careful you drive. It is only a matter of time. The driving experience here is a form of motorized dodgeball. The cars come at you and you must dodge them.

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Don't use that cellphone pumping gas!

Automobile InsuranceShell Oil Safety Alert!

Here are some reasons why we don't allow cell phones in operating areas, propylene oxide handling and storage area, propane, gas and diesel refueling areas.

The Shell Oil Company recently issued a warning after three incidents in which mobile phones (cell phones) ignited fumes during fueling operations

In the first case, the phone was placed on the car's trunk lid during fueling; it rang and the ensuing fire destroyed the car and the gasoline pump.

In the second case....

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Car towed away by Panama A.T.T.T.?

Auto ClaimsBy Carmen Dunkley

The mall is full, no spaces available and you decide to park in front of a “No Parking” sign where the sidewalk is painted yellow. Two hours later, you walk out the mall and your vehicle is gone? You should consider the possibility your car has been stolen, but it may have been towed away by the A.T.T.T.

If there is no evidence of theft (witnesses tell you the car was last seen hooked to a tow truck), the automobile was probably taken by the A.T.T.T. If this happens to you, you should contact the A.T.T.T. office at 502-0591/0592 and provide the clerk with the specs of your vehicle including the license plate. She/he will contact the Transito street officers via radio and find out if your vehicle was removed by their towing service. It recently took me several hours to help a client locate their automobile.

Where do they take them?

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