Welcome to Kevin Bradley - Insurance in Panama
Friday, December 15 2017 @ 08:56 AM EST

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Driving to Panama and Central America?

Automobile InsuranceHere is an article with many valuable resources posted to the LivinginCentralAmerica yahoo group:

Driving any type of vehicle to Central America?

Rainy season over, 'Snowbird' time is here.

Traveling soon to Central America?

Here are some UPDATED Web resources that may help you. Be super aware driving alone. If driving solo would recommend a dog. If heading to CR (crime free paradise outside of SJO?) not so, petty theft is endemic throughout Costa Rica and rising....read daily or weekly on the web:

www.insidecostarica.com/ Daily
www.amcostarica.com/ Monday to Friday
www.ticotimes.net/ Weekly
www.hondurasthisweek.com/ Weekly

never leave your vehicle door unlocked for even a minute, petty and violent crime is on increase world wide, due to circumstances beyond your control as endemic poverty and unemployment in many areas.

Hoping you speak some Spanish.

If you don't speak Spanish two good online resources to start to learn free are www.livemocha.com/ and www.123teachme.com/

Never DEMAND Police or officials, nor locals, speak English to you, you are a guest in their country.


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Fire in Shanghai Skyscraper!

Fire/Theft  Claims!Panama does not have the fire fighting capability to deal with a situation like this:



Here's Don Winner's take on the situation as it may apply to condos in Panama....he has researched this danger for many years:


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Want Tricare Coverage in Panama? Be nice...

Health InsuranceI get many requests for information about Medicare and Tricare coverage here in Panama.

Here is the latest info from the only hospital that seems to be accepting Tricare. Remember, Medicare is not valid in Panama!

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Cool FM Kevin & Gerry D

About UsOn the "The Breakfast Show" with my good friend Gerry D this morning!

Click “Wednesday show” and listen. I come on around 40 minutes into the show.


Good info about the new traffic law, auto insurance and condo coverage!
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New Traffic Law

Auto Claims
With the help of several Spanish speakers, we have translated the original document for your convenience and not with the intention of interpreting or enforcing the law. We have also added our own comments in order to make the legal information easier to understand. This translation is not valid for legal purposes.

Article 1. When a minor traffic accident (fender bender) occurs in the public ways of the country, the drivers involved should move the vehicle out of the way, after exchanging the Unique and Final Form that is described in article 4. (Have several forms in your car partially filled).

Article 2. Regarding the previous article, a minor traffic accident is any collision that happens between one or more motor vehicles where damages, produced by the impact, allow the vehicles to be moved out of the way by their drivers as long as no one involved is injured, otherwise article 5 will apply.

Article 3. The “Autoridad de Transito y Transporte Terrestre” (Terrestrial Traffic and Transportation Authority) along with the “Departamento de Operaciones de Transito de la Direccion Nacional de Operaciones de la Policia Nacional” (National Office of Operations, Traffic Operations Department of the National Police) will provide a Unique and Final Form, which will be used by the drivers involved in minor traffic accidents (fender benders), in order to compile all necessary information necessary to determine responsibility.


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Longevity in Panama?

General Panama Info
Welcome to the Longevity Game! See how your lifestyle can affect you in the years to come by answering just 12 quick questions. Your expected age will show in the tabulator in the upper left corner. Keep in mind your answers may increase, decrease, or have no affect on your expected age.


Add a couple of years for living the good life in Panama!
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Panama License Plate Law?

Automobile InsuranceBelow is the article/law that speaks of allowing vehicles to circulate
with a license plate from another country.

You may drive the vehicle for 90 days, but must obtain a special permit from ATTT.

Artículo 5. Los vehículos matriculados en otros países que ingresen al
territorio de la República
de Panamá, podrán transitar libremente por noventa (90) días, siempre y
cuando cuenten con un
permiso de circulación expedido por la Autoridad de Tránsito y Transporte
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Driving in Panama with a Foreign License?

Automobile InsuranceBelow is the law/article that regulates foreigners using a
drivers license other than Panamanian. It says that you may drive on your home
country license for 90 days....no extensions!

Artículo 110. Los extranjeros que ingresen a la República de Panamá en
calidad de turistas, no
podrán obtener licencia ni permiso de conducir y solamente podrán conducir
vehículos con
licencia vigente de su país de origen por un periodo de noventa (90) días. Los
mismos tampoco
podrán obtener licencia ni permiso para conducir en virtud de prórroga.
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Panama Driving Record?

Automobile InsuranceWant to see your driving history? Do you have outstanding parking tickets?

Check out:


Click on "istrucciones de uso" to see what info must be entered in each field!
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Health Insurance During a BBQ, a woman stumbled and took a little fall - she assured everyone
that she was fine (they offered to call paramedics) .she said she had
just tripped over a brick because of her new shoes.

They got her cleaned up and got her a new plate of food. While she
appeared a bit shaken up, Jane went about enjoying herself the rest of the

Jane's husband called later telling everyone that his wife had been taken
to the hospital - (at 6:00 pm Jane passed away.) She had
suffered a stroke at the BBQ. Had they known how to identify the signs of
a stroke, perhaps Jane would be with us today. Some don't die.. They end
up in a helpless, hopeless condition instead.

It only takes a minute to read this...MORE.....