Welcome to Kevin Bradley - Insurance in Panama
Sunday, August 25 2019 @ 03:03 AM EDT

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Flood in my apartment!

Fire/Theft  Claims!After a rare night out until 1 AM, I came home to a flooded apartment! The small plastic tube feeding the toilet water tank had sprung a leak affecting my bathroom, bedroom, kitchen and laundry. After closing the main water valve to my apartment, I got to work mopping the floors enough to get by until morning. What a dilemma, but I was too tired to do anything at 2am!

Drifting off to sleep, I remembered that I sell and own a Multi-risk contents policy with Generali and called their emergency assistance tel# at first light. The policy has coverage for emergency plumbing, electrical, locksmith etc. A plumber was in my apartment within 2 hours and the leak was repaired. The only cost to me was the generous tip I gave for showing up on Sunday morning.


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Automobile InsuranceHere is current information sent to me by a client about the procedures for an Expat to obtain a drivers license:

As a foreigner, you can drive in Panama legally for up to 90 days with a foreign drivers license. Stay longer than 90 days and you need to have a Panama drivers license. Follow the Procedure below. Expect all of this to take 2 days.
Documents Needed:
• Resident Card
• Passport
• Driver's License from Country of Origin
• Blood Test
• Glucose Test (To show that your blood sugar levels are not outside the standard range)

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Driving to Panama and Central America?

Automobile InsuranceHere is an article with many valuable resources posted to the LivinginCentralAmerica yahoo group:

Driving any type of vehicle to Central America?

Rainy season over, 'Snowbird' time is here.

Traveling soon to Central America?

Here are some UPDATED Web resources that may help you. Be super aware driving alone. If driving solo would recommend a dog. If heading to CR (crime free paradise outside of SJO?) not so, petty theft is endemic throughout Costa Rica and rising....read daily or weekly on the web:

www.insidecostarica.com/ Daily
www.amcostarica.com/ Monday to Friday
www.ticotimes.net/ Weekly
www.hondurasthisweek.com/ Weekly

never leave your vehicle door unlocked for even a minute, petty and violent crime is on increase world wide, due to circumstances beyond your control as endemic poverty and unemployment in many areas.

Hoping you speak some Spanish.

If you don't speak Spanish two good online resources to start to learn free are www.livemocha.com/ and www.123teachme.com/

Never DEMAND Police or officials, nor locals, speak English to you, you are a guest in their country.


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Fire in Shanghai Skyscraper!

Fire/Theft  Claims!Panama does not have the fire fighting capability to deal with a situation like this:



Here's Don Winner's take on the situation as it may apply to condos in Panama....he has researched this danger for many years:


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Want Tricare Coverage in Panama? Be nice...

Health InsuranceI get many requests for information about Medicare and Tricare coverage here in Panama.

Here is the latest info from the only hospital that seems to be accepting Tricare. Remember, Medicare is not valid in Panama!

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Cool FM Kevin & Gerry D

About UsOn the "The Breakfast Show" with my good friend Gerry D this morning!

Click “Wednesday show” and listen. I come on around 40 minutes into the show.


Good info about the new traffic law, auto insurance and condo coverage!
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New Traffic Law

Auto Claims
With the help of several Spanish speakers, we have translated the original document for your convenience and not with the intention of interpreting or enforcing the law. We have also added our own comments in order to make the legal information easier to understand. This translation is not valid for legal purposes.

Article 1. When a minor traffic accident (fender bender) occurs in the public ways of the country, the drivers involved should move the vehicle out of the way, after exchanging the Unique and Final Form that is described in article 4. (Have several forms in your car partially filled).

Article 2. Regarding the previous article, a minor traffic accident is any collision that happens between one or more motor vehicles where damages, produced by the impact, allow the vehicles to be moved out of the way by their drivers as long as no one involved is injured, otherwise article 5 will apply.

Article 3. The “Autoridad de Transito y Transporte Terrestre” (Terrestrial Traffic and Transportation Authority) along with the “Departamento de Operaciones de Transito de la Direccion Nacional de Operaciones de la Policia Nacional” (National Office of Operations, Traffic Operations Department of the National Police) will provide a Unique and Final Form, which will be used by the drivers involved in minor traffic accidents (fender benders), in order to compile all necessary information necessary to determine responsibility.


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Longevity in Panama?

General Panama Info
Welcome to the Longevity Game! See how your lifestyle can affect you in the years to come by answering just 12 quick questions. Your expected age will show in the tabulator in the upper left corner. Keep in mind your answers may increase, decrease, or have no affect on your expected age.


Add a couple of years for living the good life in Panama!
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Panama License Plate Law?

Automobile InsuranceBelow is the article/law that speaks of allowing vehicles to circulate
with a license plate from another country.

You may drive the vehicle for 90 days, but must obtain a special permit from ATTT.

Artículo 5. Los vehículos matriculados en otros países que ingresen al
territorio de la República
de Panamá, podrán transitar libremente por noventa (90) días, siempre y
cuando cuenten con un
permiso de circulación expedido por la Autoridad de Tránsito y Transporte
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Driving in Panama with a Foreign License?

Automobile InsuranceBelow is the law/article that regulates foreigners using a
drivers license other than Panamanian. It says that you may drive on your home
country license for 90 days....no extensions!

Artículo 110. Los extranjeros que ingresen a la República de Panamá en
calidad de turistas, no
podrán obtener licencia ni permiso de conducir y solamente podrán conducir
vehículos con
licencia vigente de su país de origen por un periodo de noventa (90) días. Los
mismos tampoco
podrán obtener licencia ni permiso para conducir en virtud de prórroga.