The Living to 100 Life Expectancy Calculator© is brought to you by Dr. Thomas Perls in partnership with the Alliance for Aging Research, a not-for-profit organization based in Washington, D.C. The Living to 100 Quiz was designed to translate longevity research of centenarians into a practical and empowering tool for individuals to estimate their longevity potential.

http://www.agingresearch.org/calculator/

In addition to my International Health Insurance policy, I have also purchased this FLEXI-CANCER coverage from PALIC de Panama. I pay $63/yr.

In order to obtain this inexpensive coverage, call me 322-1603, Carmen 322-1605 or PALIC customer service 208-4212.

The following is a popular local PPO with Cia. Internacional de Seguros. This is a Panama ONLY alternative. My associate Carmen 322-1605 and an IS executive, Brenda West 206-4235 are standing by to answer specific questions and complete the application process..

Maximum Age to apply – 62 YEARS OLD. In order to qualify, you must take and pass required exams/labs at your own expense!

http://isweb.iseguros.com/bcbs/images/documentos/planes/medired/centenario/beneficio_en.pdf

In some states in the USA, Uninsured Motorist property-damage coverage is available. Uninsured Motorist (no-fault) auto coverage would pay for medical bills and pain and suffering if you are hit by an uninsured driver. If your car is crunched by an uninsured driver and you have UM property-damage coverage, you'll be able to get your car fixed under this coverage, rather than using your collision coverage. Generally speaking, UM property-damage coverage carries a lower deductible than collision coverage............

What a Guy!

By BOB TEDESCHI: MIGRATORY retirees have lent more than a touch of gray to Florida, Arizona and Southern California. Next stop on the aging boomer bandwagon: Panama. Panama Today With low housing and living costs, a stable political environment, relatively safe streets and that tropical climate, people in their 50's and early 60's are flocking to the Central American nation, rather than working for a few more years to scrape together enough money for a condo on the Florida coast. "We're seeing a significant number of Americans coming here to retire," said William Ostick, a spokesman for the United States Embassy in Panama City. "Panama as a nation is trying to attract people who want to build second homes here, but a lot of them are selling their homes in the U.S. and just buying here." Mr. Ostick said the embassy did not keep statistics on Americans who have moved to Panama to retire, but he said there were 25,000 to 30,000 Americans living there. According to the Panamanian government, four times as many American retirees applied for visas last year as in 2004.

Although Panama, a country of 3.2 million people, can present challenges to those unaccustomed to living in a developing nation, its quirks are, for many, part of its charm.

One of my ALLTIME favorite quotes:

Are there not... Two points in the adventure of the diver:

One -- when a beggar, he prepares to plunge?

Two -- when a prince, he rises with his pearl?

I plunge!

-- Robert Browning

Contributed by: Brett Mikkelson

http://bminvestigations.com/

Upon purchasing a safe, there are several general things that you should account for to ensure you are buying the right one for your needs.

1. Security is obviously the first and foremost point that you need to take into consideration. There are safes to hold documents, (fire resistant for 1-2 hours), and there are three levels of theft prevention safes as well (high, medium and low).

In the Republic of Panama, your Automobile Insurance Coverage is only valid if you are driving with a current drivers license. Please check the expiration date of your license. If you lend your vehicle to a friend, make sure they SHOW you their license...check the date of expiration (Fecha de Vencimento). Your friends, children, family etc. are covered, as long as they have your permission to drive the vehicle and a VALID Panama, USA, Canada, International etc. drivers license! I just checked mine, it expires next month!

The drive through Mexico and Central America is a wonderful experience, however, it's not an adventure for everyone. The following pages contain advice and detailed accounts of experiences while driving through Mexico and Central America. Check out this siet:

http://www.drivemeloco.com/start.htm

I also recommend:

http://www.sanbornsinsurance.com/

MEDICAL FACILITIES AND HEALTH INFORMATION: Although Panama City has some very good hospitals and clinics; medical facilities outside of the capital are limited. When making a decision regarding health insurance, Americans should consider that many foreign doctors and hospitals require payment in cash prior to providing service and that a medical evacuation to the U.S. may cost well in excess of $50,000. Uninsured travelers who require medical care overseas often face extreme difficulties, whereas travelers who have purchased overseas medical insurance have, when a medical emergency occurs, found it life-saving. Some insurance policies also include coverage for sychiatric treatment and for disposition of remains in the event of death. In Panama, most hospitals accept credit cards for hospital charges, but not for doctors' fees.”

http://www.panama-guide.com/article.php/20060408224507887