Welcome to Kevin Bradley - Insurance in Panama
Wednesday, December 12 2018 @ 02:53 PM UTC

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Panama Auto Ins. How to Apply?

Automobile InsuranceWe can cover your new car before you put the key in the ignition! In order to issue an automobile insurance policy, we will need the following information:

1. Year, make, model and $$$ value of vehicle-if you wish full coverage (Proforma Invoice helps).
2. Name of insured (Owner) and additional drivers? Is the policy to be issued in your name or that of a Corp. or Foundation?
3. Car registration, Copy of Passport, Ced, Divers license and residence address.
4. Tel #, Cel#, email address?
5. Vehicle inspection (at our office or ins. company), if it is a used auto. No inspection necessary if vehicle is new.

¨Persona Natural¨ form (if property is in your name) or Persona Juridica form (completed by legal rep. of Corp.). This is an "anti money laundering" form required for every Panama policy with over $300 premium (more bureaucratic BS that must be kept on file in our office) Fill in the sections identified as ¨Datos Generales¨ and ¨Datos Ocupacionales¨ and sign where it says ¨Firma del Cliente¨. We will be glad to help you complete in the form.

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Quoting Panama Auto Insurance

Automobile InsuranceIn order to obtain a TENTATIVE quote for automobile insurance here in Panama, we will need the following information:

Make, model, year, current $$$ value of the vehicle, name, passport/cedula number, date of birth of the owner.
Do any of the driver's have a Panamanian driver's license? NEW CAR? If you have a proforma invoice....we can cover before you put the key in the ignition!

From this basic information, we should be able to send a quote by email or telephone. Carmen 322-1605 cdunkley@ducruet.com

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Panama Auto Title Change!

Automobile InsuranceFrom my good friend, Bob Askew............

The auto title change process in Pma is a 3-step process:

Step 1 is a trip (buyer and seller go) to one of the Municipio offices (it's not DMV). The Municipio office in Balboa (old CZ) next to the Niko's Cafeteria is usually convenient and opens early (7 a.m. I think)

Take identity documents (passport if foreigner, or cedula if Panamanian) and (to be safe) 3 copies of each.

Also have the original title doc (Registro Unico de Propiedad Vehicular) and a few copies. Buyer and seller will need to sign the back of old title doc.

Best bring the whole car file of docs. Another document to find is the current vehicle inspection doc (the Revisado) and copies.

There's a copy shop right next to the Balboa Municipio that opens at 8 a.m.

At the Municipio office, take a ticket and wait for your number to be called for their required checks & processing.

Yes, if you care to, you can ask the Municipio guard if he knows a runner to do the whole processing for you ($).

On the documents produced at the Municipio, make sure the buyer's name & ID document number are exactly correct.

The seller's not really needed for step 2 & 3 but the buyer needs to how to get a hold of the seller if there's issues (like unpaid traffic tickets).

More...
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The Most Dangerous States to Drive In

Automobile InsuranceInteresting article detailing fatalities by state, work lost and medical costs as a result of auto accidents:

http://www.foxbusiness.com/personal-finance/2012/05/25/most-dangerous-states-to-drive-in/
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Should I Import My Used Car to Panama Or Buy One There?

Automobile InsuranceI get this question often and have been reluctant to give advice. It can be an easy process or a nightmare.....anything can happen after your favorite used vehicle arrives to Panama! Here is a great perspective:

http://www.panama-guide.com/article.php/20111121145222394
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Don't use that cellphone pumping gas!

Automobile InsuranceShell Oil Safety Alert!

Here are some reasons why we don't allow cell phones in operating areas, propylene oxide handling and storage area, propane, gas and diesel refueling areas.

The Shell Oil Company recently issued a warning after three incidents in which mobile phones (cell phones) ignited fumes during fueling operations

In the first case, the phone was placed on the car's trunk lid during fueling; it rang and the ensuing fire destroyed the car and the gasoline pump.

In the second case....

READ MORE....
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OBTAINING A PANAMA DRIVERS LICENSE

Automobile InsuranceHere is current information sent to me by a client about the procedures for an Expat to obtain a drivers license:

As a foreigner, you can drive in Panama legally for up to 90 days with a foreign drivers license. Stay longer than 90 days and you need to have a Panama drivers license. Follow the Procedure below. Expect all of this to take 2 days.
Documents Needed:
• Resident Card
• Passport
• Driver's License from Country of Origin
• Blood Test
• Glucose Test (To show that your blood sugar levels are not outside the standard range)

More......
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Driving to Panama and Central America?

Automobile InsuranceHere is an article with many valuable resources posted to the LivinginCentralAmerica yahoo group:

Driving any type of vehicle to Central America?

Rainy season over, 'Snowbird' time is here.

Traveling soon to Central America?

Here are some UPDATED Web resources that may help you. Be super aware driving alone. If driving solo would recommend a dog. If heading to CR (crime free paradise outside of SJO?) not so, petty theft is endemic throughout Costa Rica and rising....read daily or weekly on the web:

www.insidecostarica.com/ Daily
www.amcostarica.com/ Monday to Friday
www.ticotimes.net/ Weekly
also
www.hondurasthisweek.com/ Weekly

never leave your vehicle door unlocked for even a minute, petty and violent crime is on increase world wide, due to circumstances beyond your control as endemic poverty and unemployment in many areas.

Hoping you speak some Spanish.

If you don't speak Spanish two good online resources to start to learn free are www.livemocha.com/ and www.123teachme.com/

Never DEMAND Police or officials, nor locals, speak English to you, you are a guest in their country.

Never....


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Panama License Plate Law?

Automobile InsuranceBelow is the article/law that speaks of allowing vehicles to circulate
with a license plate from another country.

You may drive the vehicle for 90 days, but must obtain a special permit from ATTT.

Artículo 5. Los vehículos matriculados en otros países que ingresen al
territorio de la República
de Panamá, podrán transitar libremente por noventa (90) días, siempre y
cuando cuenten con un
permiso de circulación expedido por la Autoridad de Tránsito y Transporte
Terrestre.
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Driving in Panama with a Foreign License?

Automobile InsuranceBelow is the law/article that regulates foreigners using a
drivers license other than Panamanian. It says that you may drive on your home
country license for 90 days....no extensions!

Artículo 110. Los extranjeros que ingresen a la República de Panamá en
calidad de turistas, no
podrán obtener licencia ni permiso de conducir y solamente podrán conducir
vehículos con
licencia vigente de su país de origen por un periodo de noventa (90) días. Los
mismos tampoco
podrán obtener licencia ni permiso para conducir en virtud de prórroga.