Welcome to Kevin Bradley - Insurance in Panama
Wednesday, June 28 2017 @ 09:57 PM EDT

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Live Longer, Live Better!

Health InsuranceVoyage into your body to see an amazing creation you're born with: the perfect cardiovascular system. A lifetime of poor health habits can destroy that system and lead to major medical problems and a shortened lifespan, but it doesn't have to be that way. You have the power to keep your body and mind healthy, strong, and alive. See how you can live longer and live better.

Worth a look..........

http://www.thevisualmd.com/health_centers/cardiovascular_health/cardiovascular_continuum
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Panama VA Benefits!

Health InsuranceHere is an interesting exchange on the ExpatHealth Yahoo Group, between Craig Morrissey, Executive VP of Hospial Nacional and a veteran asking about VA Benefits in Panama:

Sorry, I just joined the group and I'm sure this has been discussed, but I'm
a Vet with VA benefits (not Tricare). We were told by Mae Lewis Hospital in
David via email that I could transfer my VA benefits to that hospital.
Unfortunately, before sitting down with them, we rented a house in David.
Now after meeting with them last week I'm not sure what we have!
They referred me to someone in Panama City, close to Hospital Nacional that
has told me he can help.
Can anyone give me some insight as to the real situation in Panama?
Thank you,
Jeff

Craig Morrissey replys.....more.....

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Panama Health Insurance Update!

Health InsuranceExcellent International Health Insurance coverage is available to protect you in the Republic of Panama. Injury or illness in a country far from home can be a very scary experience. If you are without proper health insurance or cannot demonstrate liquidity to a local hospital, it can be the difference between life and death. Expats.....lying on a gurney in a hallway, have DIED waiting for treatment, while proof of ability to pay is confirmed.

Check the exclusions in your current HOME COUNTRY health policy to make sure you are covered outside their borders. In case of an emergency in Panama, note the telephone #'s to call for coordination of benefits, usually found on the back of your insurance ID card. Most USA issued PPO plans will only protect you for a limited time (30 days) for emergencies or while on a Cruise ship/organized tour.........

More…..

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BlueCross & BlueShield in Panama?

Health InsuranceBlue Cross & Blue Shield has affiliated themselves with Cia. Internacional de Seuros, S.A, a local Panama licensed insurance company. This relationship allows IS insureds to access the USA network of BC & BS.

Here is the address of their international plans sorry, Spanish only:

http://isweb.iseguros.com/bcbs/index.php?elemid=1&parentid=1

Here is the address of their Panama ONLY health insurance plans click the English link (Ingles).

http://isweb.iseguros.com/bcbs/index.php?elemid=2&parentid=1

My associate Carmen 322-1605 and Brenda West bwest@iseguros.com an IS executive, 206-4235 are standing by to answer specific questions.


Maximum Age to apply – 62 YEARS OLD. You must take and pass required exams/labs at your own expense $100.00+ See "Requisito Medicos" (NO refunds, if you fail to pass the exams)!

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My BUPA Favorites!

Health InsuranceHere are a couple of the new BUPA Latin America (issued directly from Miami) plans that I like. I have BUPA Secure with a $5,000/yr. deductible.

BUPA Secure:

Secure Care offers members up to USD2 million of coverage a year through the Bupa Secure Hospital Network. Designed as a comprehensive plan, it provides coverage from out-patient diagnosis through in-patient surgery, including coverage for cancer and emergency evacuation, if needed. For additional peace of mind, customers can select optional benefits for complications of maternity and transplant procedures.

BUPA Essential:

Essential Care is designed to offer an excellent value plan
that covers essential health care needs. Using our Essential Hospital Network in Latin America, the Caribbean and the
USA, Essential Care covers out-patient diagnostics, the cost
of in-patient surgery, cancer treatment and coverage for any out-patient physiotherapy that you may need after a hospital stay. In addition, the plan provides coverage for emergency repatriation and additional coverage options for complications of maternity and transplants.

More.........
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Is your Cellphone a Microwave?

Health InsuranceThese devices are dangerous! Imagine what they are doing to our brains? I carry a Blackberry on my belt..............not anymore.....

Check it out!

http://www.dailymotion.com/video/x5odhh_pop-corn-telephone-portable-micro-o_news
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What Type of Health Care Coverage Do You Need for You and Your Family?

Health InsuranceFrom my friends at HTH:

If you’re contemplating relocating overseas for employment or even lifestyle reasons, there’s no doubt about it, you will have a wealth of things to organize and prepare ahead of your international move. From housing and schooling to work permits and language lessons, the list of activities and preparations is almost endless! However, one key preparation feature that often gets overlooked until almost the last moment is getting appropriate health care coverage in place for you and your family.

In the US we’re used to having our insurance company pick up the tab for illnesses and accidents, but if you move abroad you could well find that your insurer no longer protects you and your loved ones, so what type of health care coverage do you need for you and your family if you’re moving overseas?

The one word to sum up your requirements is ‘comprehensive’ – you will need a comprehensive health insurance plan in place that will cover not only your international medical care and bills, but also any medical treatment that you require back home in the US for all those times when you re-visit home for business or pleasure.

More...
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The Expat Health Insurance Gap

Health InsurancePublished on Tuesday, May 05th, 2009 by Shelter Offshore:

http://www.shelteroffshore.com/index.php/health/more/expat-health-insurance-gap-10436/

The recession and deflation are seeing prices for all sorts of services, goods and commodities fall in real terms. Some say this is a downward spiral that’s hard to break as we all wait for prices to fall before we buy anything – but that aside for a moment, there is one ‘commodity’ or service that’s actually fast increasing in expense, and that’s health insurance.

For expatriates and those thinking about a move overseas, this is worrying news. Health insurance is already an expensive necessity to have for expatriates in most nations, and many expats are looking at ways of cutting the overall cost of their cover. Some find that by taking local insurance only they can cut their costs, but then they leave themselves exposed to the expat health insurance gap.

The expat health insurance gap exists for those who want to travel, relocate or repatriate, and it’s those who fall into the latter category who are being particularly affected at the moment as they realise that they are not automatically entitled to NHS care if they do return to Great Britain. What’s more, some of the largest international insurers such as AXAPPP and BUPA are keen to let expats know that their international policies are actually more competitively priced than many may previously have thought.


Why International Health Insurance is Rising MORE...

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Essential Health Advice for Expats Living in Panama

Health InsurancePublished on Friday, April 03rd, 2009

Great article from Shelter Offshore:

http://www.shelteroffshore.com/index.php/health/more/essential-health-advice-expats-living-panama-10377/

Last year around 20,000 Brits joined the 1.2 million people who decided to visit or live in Panama.

Located in Central America, Panama offers a tropical paradise of Pacific Ocean and Caribbean Sea beaches alongside cool mountain highlands. It is home to the Panama Canal, often described as one of the wonders of the modern world, and it is becoming a very popular place to retire or relocate to.

It’s always advisable to visit your doctor or a travel health clinic 4-8 weeks before setting off on your journey. Current governmental health advice given for travel or relocation to Panama recommends the following immunizations: Hepatitis A and B are recommended for all travelers over the age of 1, as is the typhoid vaccine. If you’re planning to explore Panama and travel outside of Panama City, the Canal Zone or the San Blas islands you’ll need a yellow fever vaccination too, and if you’re entering Panama from a yellow fever infected country you’ll need to have an international yellow fever vaccination certificate.

More...

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Insurers shun those taking certain meds

Health InsuranceInteresting article from the Miami Herald:

BY JOHN DORSCHNER
jdorschner@MiamiHerald.com
Trying to buy health insurance on your own and have gallstones? You'll automatically be denied coverage. Rheumatoid arthritis? Automatic denial. Severe acne? Probably denied. Do you take metformin, a popular drug for diabetes? Denied. Use the anti-clotting drug Plavix or Seroquel, prescribed for anti-psychotic or sleep problems? Forget about it.

This confidential information on some insurers' practices is available on the Web -- if you know where to look.

What's more, you can discover that if you lie to an insurer about your medical history and drug use, you will be rejected because data-mining companies sell information to insurers about your health, including detailed usage of prescription drugs.

These issues are moving to the forefront as the Obama administration and Congress gear up for discussions about how to reform the healthcare system so that Americans won't be rejected for insurance.
More...