Welcome to Kevin Bradley - Insurance in Panama
Saturday, May 25 2019 @ 03:37 AM UTC

Email Article To a Friend View Printable Version

Insurers shun those taking certain meds

Health InsuranceInteresting article from the Miami Herald:

Trying to buy health insurance on your own and have gallstones? You'll automatically be denied coverage. Rheumatoid arthritis? Automatic denial. Severe acne? Probably denied. Do you take metformin, a popular drug for diabetes? Denied. Use the anti-clotting drug Plavix or Seroquel, prescribed for anti-psychotic or sleep problems? Forget about it.

This confidential information on some insurers' practices is available on the Web -- if you know where to look.

What's more, you can discover that if you lie to an insurer about your medical history and drug use, you will be rejected because data-mining companies sell information to insurers about your health, including detailed usage of prescription drugs.

These issues are moving to the forefront as the Obama administration and Congress gear up for discussions about how to reform the healthcare system so that Americans won't be rejected for insurance.
Email Article To a Friend View Printable Version

Myths and Misconceptions about Healthcare and Health Insurance

Health InsuranceInteresting article by Michael Lamb for international travelers and Expats:

Email Article To a Friend View Printable Version

Panama and Medicare!

Health InsuranceMy friend and client Coley Hudgins has written a great article about the trend towards medical treatment outside the USA:

Email Article To a Friend View Printable Version

Begin 2007 with this site!

Health InsuranceA site that could help with a new you for 2007
by Ian Hughes

2 January 2007 - So the fog of New Yearís Eve is probably lifting a little easier today and all those good intentions and bold words are coming back to haunt.

If youíve said youíre going to take better care of yourself in 2007 this is a good place to start.

A collection of informative articles aimed at improving general health and wellbeing, prepared by medical professionals. You may think that itís going to be a thinly-veiled attempt by Bupa to recruit new members, but the fitness programmes, and in particular the running section, are well put-together and easy to follow without being at all condescending.

This could be the first click on the way to a fitter, healthier 2007.


Email Article To a Friend View Printable Version

Coming to Panama? Stay Healthy!

Health InsuranceTraveling Abroad? Plan Ahead to Stay Healthy

SUNDAY, Oct. 29 (HealthDay News) -- Whether you're jetting to New Delhi on business, setting sail on the Mediterranean, or roughing it as a volunteer in Guatemala, you've got to be prepared for your medical needs.
Even a weekend in Paris requires some advance planning, travel health experts advise.

"I think maybe a lot of people don't do much of the thinking, they just do the packing," said Dr. Mark Wise, a family physician in North York, Ontario, Canada, and author of The Travel Doctor: Your Guide to Staying Healthy While You Travel.

The amount of preparation required for a trip abroad, of course, depends on many variables. You'll need to consider your destination, the length of your trip, the time of year you're traveling, and your current health condition, among other factors. Failing to do your homework, experts warn, could spoil the whole excursion.

Email Article To a Friend View Printable Version

Panama Social Security?

Health InsuranceAs a Panamanian citizen, I am entitled to Panama Social Security and have paid into this program for many years. I was always under the impression that this coverage was not available to pensionados and members of the Expat community. Although he has moved back to Costa Rica, my friend Allen McDonald and his family were able obtain this inexpensive and valuable protection.

Here are his suggestions...

Email Article To a Friend View Printable Version

Why buy Health Insurance in Panama?

Health InsuranceThe simple answer is that physicians, surgeons and private hospitals in Panama expect to be paid. If you cannot confirm health insurance coverage, show a bag full of $$$ or credit cards with a sufficient limit to cover the bill........you may be denied treatment. Foreigners in Panama have died waiting for surgery, because they could not show an ability to pay. At the very least, you should have some type of "air evac" coverage that might return you to your country of origin.

You may not wish to use the Panama Government facilities or may be delayed in receiving treatment behind Panamanians needing medical services.

Email Article To a Friend View Printable Version

Medicare in Panama?

Health InsuranceNO!

The Social Security Medicare Program does NOT cover hospital or medical services outside the United States.

The Department of Veterans Affairs will only pay for hospital and medical service outside the United States under very limited circumstances.

When considering medical insurance, first find out how citizens of the country where you will reside pay their medical bills and if the same coverage is available to resident foreigners.


The U.S. government does not pay for hospital or medical services for Americans overseas and will not pay to evacuate you for treatment in the United States.
Email Article To a Friend View Printable Version

Have Medicare? Only need coverage outside the USA?

Health InsuranceIf you are a world traveler covered by Medicare or by a domestic U.S. plan offered by your employer - or if you have no immediate plans to return to the U.S., Global Citizen EXP is tailored to your needs. By trimming away coverage for health services in the U.S. and keeping the comprehensive Global Citizen benefits outside the U.S., the EXP plan delivers outstanding value and service

Global Citizen EXP functions as a primary health insurance plan outside the U.S., filling the gaps left by Medicare and domestic U.S. plans or delivering precisely the coverage an expatriate needs

Email Article To a Friend View Printable Version

HTH Worldwide!

Health InsuranceDuring your international experience, you may need to see a doctor, have a prescription filled, receive care at a hospital, or deal with an unexpected medical emergency. In addition, you may wish to return to the U.S. for either routine care or the treatment of an unexpected illness.

The Medical Benefits provided under the Global Citizen health plan can help protect you against these unforeseeable circumstances regardless of where you are.