Since we do not insure land, fire insurance is quoted for the "structure" based on the purchase price/appraisal or estimated reconstruction cost. Remember, in Panama we separate structure and contents policies.
The standard Panama "structure" fire insurance policy will usually include coverage for fire, explosion, lightning, earthquake, windstorm, debris removal, flood and water damage, common water damage, filtration and leaks, and other coverage.
We can cover your new car before you put the key in the ignition! In order to issue an automobile insurance policy, we will need the following information:
Interesting calculator from Northwest Mutual to give you an idea of how much time you may have left:
According to Angel Reyes, III, of RB&R:
Texting while driving now kills more teenagers than driving while intoxicated. Over 3,000 teens died in 2013 while they tried to send a text message when they were behind the wheel of a car. Approximately 2,700 teenagers died as the result of driving while intoxicated.
Standing in the middle of the road under the blazing sun or in pouring rain, horns beeping, traffic backing up.......all because you have just had a collision on the streets of Panama! BE PREPARED!
This is an article written by Larry Shane, Acting Bocas Warden for the US Embassy in Panama:
You will die. Unfortunately, all of us, presently, do. You should choose the final arrangements for your body, in advance. This is not a burden you should leave to others to decide and handle for you. You likely have personal, religious, cultural, environmental, legal concerns regarding your disposal. Follow your concerns.
With the occurrence of a large "Waterspout" in the vicinity of Punta Paitilla/Pacifica on Christmas Day several years ago, I was asked to express an opinion about the coverage available in the average Panama Fire policy.
The insurance company ASSA announced Thursday the signing of an agreement to acquire 100 percent of the operations of American International Group (AIG) in Guatemala, Honduras, El Salvador and Panama.
In Panama Auto policies, the "Liability" or "Responsabilidad Civil" portion protects you for damage that your car does to others…damage for which you are legally liable. This coverage pays for bodily injury that you may cause to other persons, as well as, legal defense, cost of bail bonds, and emergency first aid to others.