Why should I get an appraisal of my home or condo in Panama?
Fire insurance policies have an 80% coinsurance clause that will affect the $$$ amount you receive in the event of a claim for a fire or covered loss. You must insure the property for at least 80% of the actual $$$ value to receive 100% of the amount of total or partial claim.
Although most vehicles sold in Panama do NOT have US specs, you must still consider the import duties when assigning an agreed value to your automobile.
Visit these sites to get an idea of the current value of your vehicle. I use 33102 (Miami) as a Zip Code.
To obtain a custom designed quote after you calculate the $$$ value of your vehicle, email us or call.....Kevin 6674-1063
Emergency numbers: : Police 104; Fire 103; Health 911
Did you know that insuring your Panama property investments is one of the best bargains available?
Here in Panama, we insure building (structure) and the contents under separate policies at very reasonable rates.
A recent Fire/Explosion affected the top floors of an apartment /condo building in the Carrasquilla district of Panama City. Several residents were seriously injured and there was extensive damage to the structure and contents. Cement does burn;
Emergency numbers: : Police 104; Fire 103; Health 911
Authorities are not allowing the residents of the condo to return to their apartments and have declared the building unsafe!
http://www.newsroompanama.com/news/panama/explosion-victims-may-remain-homeless
This is a link to check your driving record here in Panama. You will need to have your drivers license handy to submit the control number (small numbers on lower right side):
In UnityDucruet, we may cover your pet for medical services/treatment due to an accident.
If you purchase a multi-risk contents policy for your condo or house, the pets are covered for Vet services (including surgery), medication and hospital expenses up to $1,000. These expenses must be incurred as a result of an accident to the pet while inside the insured residence. Coverage is also available for pets involved in automobile related accidents.
A very positive report about Panama's Insurance Industry: https://www.businesswire.com/news/home/20181214005514/en/Best%E2%80%99s-Market-Segment-Report-Panama-Insurance-Industry
Earthquake coverage is included in Panama Fire Insurance policies. We separate "structure" and "contents" policies that usually include coverage for fire, explosion, lightning, EARTHQUAKE, windstorm, Debris removal, flood and water damage, filtration/leaks, and more.