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Have Medicare? Only need coverage outside the USA?
If you are a world traveler covered by Medicare or by a domestic U.S. plan offered by your employer - or if you have no immediate plans to return to the U.S., Global Citizen EXP is tailored to your needs. By trimming away coverage for health services in the U.S. and keeping the comprehensive Global Citizen benefits outside the U.S., the EXP plan delivers outstanding value and service
Medicare in Panama?
NO!
The Social Security Medicare Program does NOT cover hospital or medical services outside the United States.
The Department of Veterans Affairs will only pay for hospital and medical service outside the United States under very limited circumstances.
Death of a U.S. Citizen Abroad
When a U.S. citizen dies abroad, the nearest U.S. Embassy or Consulate should be notified as soon as possible. Visit:
http://travel.state.gov/travel/tips/emergencies/death/death_3878.html
Upon notification, the consular officer, in accordance with local laws, may do the following....
Death of a Canadian Citizen Abroad!
Canadians travelling or residing abroad may die as a result of natural causes, accidents, murder or suicide. Canadian consular officials overseas and in Ottawa assist families in making all the necessary arrangements if such a situation arises. Visit:
Panama Auto “Collision” Coverage!
In Panama Auto policies, the "Collision" or "Colision" option is designed to pay for the repair or replacement of the policy owner's vehicle in the event of an accident (collision with another vehicle, tree etc.), no matter who caused the accident. Collision coverage usually requires the payment of a deductible.
Panama Auto “Comprehensive” Coverage!
In Panama Auto policies, the "Comprehensive" or "Comprensivo" option, covers damage to your car caused by something "other than" a collision. This coverage typically includes claims caused by fire, theft, flood, vandalism, explosion, earthquake and falling objects (trees,rocks). More...
Panama Auto “Medical Payments” coverage!
In Panama Auto policies, the "Medical Payments" or "Gastos Medicos" option covers medical expenses incurred by you and your passengers who may be injured in an automobile accident. There may also be coverage, if as a pedestrian, a vehicle causes bodily injury to you or a member of your family. More...
Why buy Health Insurance in Panama?
The simple answer is that physicians, surgeons and private hospitals in Panama expect to be paid. If you cannot confirm health insurance coverage, show a bag full of $$$ or credit cards with a sufficient limit to cover the bill........you may be denied treatment. Foreigners in Panama have died waiting for surgery, because they could not show an ability to pay.
Kevin’s Emergency Operation!
Late in May 2006, after a delicious meal at a well known restaurant in Casco Viejo, I went home to a restless night's sleep and some stomach discomfort. By morning, a distinct pain had developed similar to the "upset stomach" I had experienced occasionally after a spicy meal.
