Canadians travelling or residing abroad may die as a result of natural causes, accidents, murder or suicide. Canadian consular officials overseas and in Ottawa assist families in making all the necessary arrangements if such a situation arises. Visit:
In Panama Auto policies, the "Collision" or "Colision" option is designed to pay for the repair or replacement of the policy owner's vehicle in the event of an accident (collision with another vehicle, tree etc.), no matter who caused the accident. Collision coverage usually requires the payment of a deductible.
In Panama Auto policies, the "Comprehensive" or "Comprensivo" option, covers damage to your car caused by something "other than" a collision. This coverage typically includes claims caused by fire, theft, flood, vandalism, explosion, earthquake and falling objects (trees,rocks). More...
In Panama Auto policies, the "Medical Payments" or "Gastos Medicos" option covers medical expenses incurred by you and your passengers who may be injured in an automobile accident. There may also be coverage, if as a pedestrian, a vehicle causes bodily injury to you or a member of your family. More...
The simple answer is that physicians, surgeons and private hospitals in Panama expect to be paid. If you cannot confirm health insurance coverage, show a bag full of $$$ or credit cards with a sufficient limit to cover the bill........you may be denied treatment. Foreigners in Panama have died waiting for surgery, because they could not show an ability to pay.
Late in May 2006, after a delicious meal at a well known restaurant in Casco Viejo, I went home to a restless night's sleep and some stomach discomfort. By morning, a distinct pain had developed similar to the "upset stomach" I had experienced occasionally after a spicy meal.
As a Panamanian citizen, I am entitled to Panama Social Security and have paid into this program for many years. I was always under the impression that this coverage was not available to pensionados and members of the Expat community. Although he has moved back to Costa Rica, my friend Allen McDonald and his family were able obtain this inexpensive and valuable protection.
The following is a very nice letter written by my good friend/client Bud Huber of Boquete. With auto claims in Panama, if something can go wrong it will and it will happen to you.... Buy your insurance from a licensed Panama insurance broker and make sure they help when you have a claim!