Category Automobile Insurance

Driving in Central America?

The drive through Mexico and Central America is a wonderful experience, however, it's not an adventure for everyone. The following pages contain advice and detailed accounts of experiences while driving through Mexico and Central America. Check out this siet:

No-Fault in Panama?

In some states in the USA, Uninsured Motorist property-damage coverage is available. Uninsured Motorist (no-fault) auto coverage would pay for medical bills and pain and suffering if you are hit by an uninsured driver. If your car is crunched by an uninsured driver and you have UM property-damage coverage, you'll be able to get your car fixed under this coverage, rather than using your collision coverage. Generally speaking, UM property-damage coverage carries a lower deductible than collision coverage...

Panama Auto “Collision” Coverage!

In Panama Auto policies, the "Collision" or "Colision" option is designed to pay for the repair or replacement of the policy owner's vehicle in the event of an accident (collision with another vehicle, tree etc.), no matter who caused the accident. Collision coverage usually requires the payment of a deductible.

Panama Auto “Comprehensive” Coverage!

In Panama Auto policies, the "Comprehensive" or "Comprensivo" option, covers damage to your car caused by something "other than" a collision. This coverage typically includes claims caused by fire, theft, flood, vandalism, explosion, earthquake and falling objects (trees,rocks). More...

Panama Auto “Medical Payments” coverage!

In Panama Auto policies, the "Medical Payments" or "Gastos Medicos" option covers medical expenses incurred by you and your passengers who may be injured in an automobile accident. There may also be coverage, if as a pedestrian, a vehicle causes bodily injury to you or a member of your family. More...

Does your insurance include ROAD SERVICE?

Here's our experience:

We didn't realize / remember that ours did, but when we returned from a trip to the States and found a flat tire smiling back at us, we called Kevin for a suggestion. That's when he told us to look on our insurance documents for the phone number. The guy was there in a flash.

Roadside assistance works!

Buenos Dias Kevin, Carmen, and Rosita,

Dan and I wish to extend our heartfelt THANKS to all of you for helping us through the incident with the crazy lady at Price Smart who accused us of hitting her car. Kevin, you went way out of your way to assist us by coming to our aide in person. And Carmen and Rosita, your prompt response to my frantic phone call with policy number information was also greatly appreciated.

Lessons learned after a successful tow!

Hello Kevin,
Thanks again for all the help you gave us during the trauma with the van. It was a difficult time for me and you were a rock, which I know helped us through many tough spots. I am sorry when there was confusion. A lot of people were involved in coordinating the fix-it job on my end also. But it all worked out and everyone performed well. I have attached a note with some of my thoughts about the process. More..