Help When the Unexpected Happens!!!
Following up with definitions after I read and posted Mike Kelly's letter explaining "Medicare Advantage plan for medical emergencies", I submit this for your perusal
Category Health Insurance
Cracking the Code: Navigating Health Insurance in Panama
Moving to Panama sounds like a dream—sun-kissed beaches, lively markets, and the irresistible rhythm of salsa echoing through the streets.
However, between sipping fresh coconut water and exploring the old quarters of Casco Viejo, there’s one detail that deserves your attention: health insurance.
Panama Health Insurance and Preexisting Conditions
The primary function of insurance is to mitigate the financial impact of unexpected events.
Panama Health Insurance
Below you will find a web page describing several local health insurance plans that I believe are acceptable. http://www.amundial.com/es/planes-sal-ind.aspx You should know that local companies change rates and coverage often, so please don't hold me to these as chiseled in stone. Be very careful of "coverage" sold by local hospitals, they are not insurance contracts and these "agreements" may change at the whim of the hospital. They are woefully inadequate for any serious condition and most will only pay up to $15,000 lifetime. Remember, most intensive care facilities are $800.00/day. MORE...
Gary Scott endorses BUPA/Kevin!
Change is taking place at an increasing pace. Spotting trends can help us live and invest better. One big change is that many people are changing residences. More and more people choose to live in countries other than where they were born and have lived.
Local PPO!
The following is a popular local PPO with Cia. Internacional de Seguros. This is a Panama ONLY alternative. My associate Carmen 322-1605 and an IS executive, Brenda West 206-4235 are standing by to answer specific questions and complete the application process..
PALIC Local Cancer Policy
In addition to my International Health Insurance policy, I have also purchased this FLEXI-CANCER coverage from PALIC de Panama. I pay $63/yr.
In order to obtain this inexpensive coverage, call me 322-1603, Carmen 322-1605 or PALIC customer service 208-4212.
HaelthSpan Calculator
The Living to 100 Life Expectancy Calculator© is brought to you by Dr. Thomas Perls in partnership with the Alliance for Aging Research, a not-for-profit organization based in Washington, D.C. The Living to 100 Quiz was designed to translate longevity research of centenarians into a practical and empowering tool for individuals to estimate their longevity potential.
Peexisting Conditions?
The primary purpose of insurance is to cover the cost of the unexpected and the unforeseen. Health insurance companies may apply a special condition to a policy when it is clear from the information provided that the insured is either receiving ongoing treatment or has a foreseeable need to receive treatment for a specific medical condition, as this condition constitutes a known risk.
HTH Worldwide!
During your international experience, you may need to see a doctor, have a prescription filled, receive care at a hospital, or deal with an unexpected medical emergency. In addition, you may wish to return to the U.S. for either routine care or the treatment of an unexpected illness.