Category Health Insurance

Change is taking place at an increasing pace. Spotting trends can help us live and invest better. One big change is that many people are changing residences. More and more people choose to live in countries other than where they were born and have lived.

The following is a popular local PPO with Cia. Internacional de Seguros. This is a Panama ONLY alternative. My associate Carmen 322-1605 and an IS executive, Brenda West 206-4235 are standing by to answer specific questions and complete the application process..

In addition to my International Health Insurance policy, I have also purchased this FLEXI-CANCER coverage from PALIC de Panama. I pay $63/yr.

In order to obtain this inexpensive coverage, call me 322-1603, Carmen 322-1605 or PALIC customer service 208-4212.

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The primary purpose of insurance is to cover the cost of the unexpected and the unforeseen. Health insurance companies may apply a special condition to a policy when it is clear from the information provided that the insured is either receiving ongoing treatment or has a foreseeable need to receive treatment for a specific medical condition, as this condition constitutes a known risk.

During your international experience, you may need to see a doctor, have a prescription filled, receive care at a hospital, or deal with an unexpected medical emergency. In addition, you may wish to return to the U.S. for either routine care or the treatment of an unexpected illness.

If you are a world traveler covered by Medicare or by a domestic U.S. plan offered by your employer - or if you have no immediate plans to return to the U.S., Global Citizen EXP is tailored to your needs. By trimming away coverage for health services in the U.S. and keeping the comprehensive Global Citizen benefits outside the U.S., the EXP plan delivers outstanding value and service

NO!

The Social Security Medicare Program does NOT cover hospital or medical services outside the United States.

The Department of Veterans Affairs will only pay for hospital and medical service outside the United States under very limited circumstances.

The simple answer is that physicians, surgeons and private hospitals in Panama expect to be paid. If you cannot confirm health insurance coverage, show a bag full of $$$ or credit cards with a sufficient limit to cover the bill........you may be denied treatment. Foreigners in Panama have died waiting for surgery, because they could not show an ability to pay.