After a rare night out until 1 AM, I arrived home to an inch of water throughout my apartment!
The small plastic tube feeding the toilet water tank had sprung a leak and flooded my bathroom, bedroom, and kitchen. After closing the main water valve to my apartment, I got to work mopping the floors. What a dilemma, but I was too tired to do anything more at 2 am!
Drifting off to sleep, I remembered that I not only SELL, but own a Multi-risk contents policy. I called the 24/hr. emergency assistance tel# at first light. The policy has coverage for emergency plumbing, electrical, locksmith, etc. Within 2 hrs, a plumber was in my apartment and the leak was easily repaired. My only expense was the generous tip I gave the plumber for showing up on Sunday morning and helping me dry out my apt.
My personal Multi-risk Homeowners policy has a $20,000 limit (Fire, theft, and extended coverage) plus $100,000 Liability coverage, to protect me if the water had damaged my neighbor.
The total premium is a little over $100/year. That morning, it was invaluable.
WhatsApp or call Kevin at +507-6674-1063
WhatsApp or call Carmen at +507-6613-1063, Direct 322-1605
Email: panasurance@gmail.com